When you first walk into your ideal retirement village, it’ll feel like home already.
You’ll be able to imagine building a life there – a life that’s yours. It’s a wonderful feeling, but it’s also just the beginning. It’s time to embark on a purposeful decision-making process, and we’ve put together some handy tips to help you choose a village with confidence.

(1) Check the numbers
Before you buy in, you’ll need to know if the financials are going to stack up. Find out:

• The total cost when you buy in.
• What your outgoings are likely to be
• Whether there’s a fee involved in leaving or transferring to another village.
• If you’ll share in any capital gains (or need to pay for any capital losses!)

(2) Location, location, location
Village location can greatly affect your level of independence. You’ll probably want to be close enough to friends and family to stay connected, and it may be worth investigating how easy it is to catch public transport or use the village transport options.

(3) Find your fun
Retirement villages typically offer a wide and varied selection of facilities, activities, and outings. Most villages will also let you try the facilities or attend an outing or event, which can be a great way to get a feel for the community. Popular options are swimming pools, fitness classes, bowling greens, salons, restaurants, hobby groups, movie trips, picnics and walking groups. Many villages also offer less conventional activities – think worm farms, hip hop dancing, aquarobics and fukiya (Japanese blow darts)!

(4) Think about tomorrow
Even if you’re happily living independently today, what will happen if things change for you health-wise? Will you still be getting what you need to live your best life in retirement?
Many villages have a variety of housing options from independent living villas to serviced apartments, and some also have care homes attached. By thinking carefully about what options you feel it’s important to have onsite, you can ensure you have the support you need at a later stage.

(5) Pop in for a visit (and stay for a chat)
There are plenty of fun ways to experience village life – for example, you might like to come to an Open Day for coffee and cake, or bring the grandkids in for a tour on Grandparents’ Day. You’re welcome to pop in anytime, along with any family members you want to bring.
Wander around the grounds, soak up the atmosphere, check out the facilities, and take a tour of the villas and apartments. Does it feel like you?

• Take plenty of time exploring the villa or apartment you’re interested in, just like you would if you were buying a house.
• Ask what your obligations are around maintenance, insurance, repairs and refurbishment.
• Find out what the rules are about family, friends and pets staying in your unit with you.
• Ask if you can bring your own furnishings and adding your own personal touches to make your home your own.
• Take some time to chat to the people who might be your new neighbours. Not only do they have first-hand experience of living in the village, they've been through the same process as you and they may have useful advice.

(6) Found something great? Get great advice.  
Think you’ve found your ideal match for your ideal retirement lifestyle? No matter how much you love a particular place, you’ll need to seek independent expert legal and financial advice.
By spending a little money up front, you’ll avoid potentially costly problems and put yourself in a much stronger position to make an informed, empowered final decision.  

(7) Take all the time you need.
In our experience, you’re more likely to feel comfortable with your final decision if you relax and try to enjoy exploring the various options available. It’s a big decision, but it’s also it’s the start of a new, exciting phase of life packed with potential.

Finding a great match takes as long as it takes, so take it easy.

Metlifecare have five unique villages on the North Shore.
Head to www.metlifecare.co.nz/maps  to view these villages as well as more helpful info on planning your retirement.